Starting A Worker’s Compensation Claim Against An Employer Or Insurer

In Texas, federal laws protect employees from the effects of work-related accidents. Under these laws, all companies are required to acquire adequate insurance to cover the medical expenses of these workers. When a worker is injured, they must file a claim through their employer to acquire benefits. The following are details about starting a worker’s compensation claim against an employer or insurer.

Follow the Original Claim

The attorney will review the original claim to define what type of injuries was produced. In these cases, the worker must have been performing their work duties or inside the building in which they work. However, an exception is applied if they conduct their job duties on a remote work site. The worker must also comply with all company policies as well.

Why was the Claim Denied?

The reason behind the original denial can also play a role in the new claim. The employer must follow all requirements for these claims and submit all paperwork to their insurer as directed in their policy. The insurer, on the other hand, must approve or deny the claim based on the terms of the policy defining a qualifying injury.

How are These Claims Re-Evaluated?

The claims are re-evaluated when the worker files a lawsuit against the employer or their insurer. A judge and jury will review the medical evidence for these injuries as well as the worker’s compensation insurance policy. They will review any connecting conditions that contributed to the accident or the production of the worker’s injuries.

What Award is Possible with These Claims?

The award designated for these cases are defined according to the severity of the worker’s injuries. If a permanent disability or long-term injury is produced, the worker will receive a large settlement in most cases. If it is a temporary injury, the worker will receive worker’s compensation benefits and full coverage of their medical requirements.

In Texas, federal laws provide protection for workers. These laws enforce requirements that define the employer’s responsibilities. According to these laws, the employer must acquire worker’s compensation insurance to pay medical benefits for worker-related injuries. Workers who were injured and denied benefits contact the Law Office of Julie Johnson for more information.